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It’s been said: If you’re a believer in Christ you need to shy away from the trappings of wealth and affluence. Christian millionaires or “Christian (gasp!) billionaires” are not good role models. And that is completely true.
Or is it?
Well…it turns out you can be a Christian millionaire (or billionaire), love God, and do great things in the world.
In this post I am going to delve into the life changing habits of Christian millionaires (and billionaires) you can implement today!
According to a study from the nonpartisan wealth research firm New World Wealth, of the 13.1 million millionaires in the world, 7.4 million, or 56.2%, identify themselves as Christian.
This is in contrast to:
- 6.5% who identified themselves as Muslim.
- 3.9% who identified themselves as Hindu.
- 1.7 % who identified themselves as Jewish.
In other words: IT IS possible to love God, do His work, AND be affluent.
In this guide we’re going to outline the methods they used to move from unknown to well known and from impoverished to prosperous. And how you can do the same.
Before we dive in know this is guide is long. Very long. So we created a bookmark table for you:
1. Want to Fast Track your Success? Go to God First
2. Want to See More Increase? Learn to Give Now.
3. Want to Be More Effective? Stay in Your “Sphere.”
4. Don’t Have Enough? That’s Great! Learn to be Industrious.
5. Want to Read Your Success? Become Financially Literate.
6. Want to Attract Success? Learn How to Sell.
7. Want to Guarantee Success? Never Give Up.
8. Want to Multiply Success? Have More Than One Stream of Income.
9. Don’t Want to Hinder Success? Learn to Forgive Now!
This makes it a little easier to navigate. But anyway: let’s dive in!
1. Want to Fast Track Your Success? Go to God First
When Do Won Chang arrived with his wife, Jin Sook, from South Korea he had nothing but opportunity on his mind. Fleeing South Korea after the assassination of military dictator Park Chung-hee he thought he would make it big in the coffee business.
When he landed on Saturday he wasted no time: he looked through the classified section for jobs, landed an interview at a coffee shop, and by Monday he was prepping meals in that coffee shop for $3/hr.
To supplement his income he pumped gas, started an office cleaning business, and he wife worked as an hairdresser.
Still it wasn’t enough.
While pumping gas he noticed all the fashion retailers drove the nice cars.
He immediately got a job at a clothing store.
Around the same time Jin Sook went to a mountain to pray. She wanted answers to their financial situation. On that mountain God told her they should open a store and it would be successful.
She came home and told her husband God said they should start a store.
And the idea for Forever 21 was born.
In their first year they made $700,000 in sales. By 2016 their company had sales of $4.4 billion, employed 43,000 people, and gave the couple a net worth of $3 billion dollars.
But imagine this:
- What if they didn’t seek God?
- What if they said to themselves, “we can figure this out on our own.”
It’s not to say they wouldn’t have seen success but imagine how much time was saved seeking God first.
Even now business decisions are made through intense prayer. Linda Chang, one of the couple’s two daughters who runs the marketing department, had this to say about their prayer life:
“Every decision that they made has been with thoughtful prayer…I think they get a lot of business ideas and insight during early morning prayer time.”
Christian Millionaires seek God first
When the identical twins Jason and David Benham decided to go into the real estate business they didn’t have a niche. Rather than try to “figure it out” they decided to go to God:
“Interestingly enough we decided we would get down on our knees and commit for two solid weeks; that we would pray to God to give us a niche. And so we did that: we prayed for fourteen straight days. And on that fourteenth day we got a phone call from a bank that said, they were flipping through the yellow pages and decided to call our company…And he called in and said, “My name is so-and-so with a particular bank would you like to sell a foreclosed property?”
That was the beginning of 23,000 foreclosed homes sold by them over a decade.
Folorunsho Alakija is one of Africa’s richest women with a $1.7 billion net worth. She is vice chairman of Famfa Oil, a Nigerian oil exploration company.
Prior to that she had a fashion company originally called “Supreme Stiches.” But it wasn’t until she changed it to “Rose of Sharon House of Fashion” that her business REALLY began to take off.
But for this Christian Billionaire the change didn’t come without divine intervention:
“I rebranded to Rose of Sharon House of Fashion because God gave me a revelation that I needed to change the name. It was a revelation initially given through a pastor but I decided I was not going to change it until I heard from God myself. I had a dream a year after the prophecy was given and I saw the new name on the body of my van in the dream and I changed it overnight.”
And she learned the lesson of NOT obeying divine orders!
While Alakija was in the fashion business she wanted to start another business. According to her, she wanted a new challenge and was getting bored of the fashion industry. So she ventured into printing.
Prior to the new venture she was given a dream for offset printing, unfortunately she went into large format printing. The venture did well before the Nigerian Government clamped down on billboard printing because they were clogging up the skyline. Sales for the new company plummeted.
It wasn’t until she went back to the SPECIFIC instructions that things began to turn around:
But look here:
What made these Christian millionaires (and billionaires) so special was that they paid attention to the “still small voice” of God.
Yes they had counsel and had to learn on the job.
But through prayer and praying in the spirit they listened to His voice, His wisdom, and His plan.
Why don’t you do the same?
He wants to see you succeed more than you realize:
“If you will only let me help you, if you will only obey, then I will make you rich!” (Isaiah 1:19 TLB)
2. Want to See More Increase? Learn to Give Now
Before John D. Rockefeller became the the richest American ever…
…before his wealth was 1.5% to 2% of the U.S’s GDP (his personal wealth $1.4 billion; the US GDP $92 billion)…
…before his philanthropy equated to hundreds of millions of dollars (billion adjusted for inflation)…
…he learned how to give at an early age.
His giving began with his first job as a clerk at age 16, when he gave 6% of his earnings to charity. By the time he was twenty, his giving exceeded 10% percent of his income. (Titan: The Life of John D. Rockefeller)
Much of it going to church related activities.
Rockefeller, a devout Christian, was always under the belief his success was divinely inspired. He said, quite emphatically:
“God gave me my money.”
Why did God single him out for stupendous wealth? He believed it was because he was a good steward. In his seventies he said:
“It has seemed as if I was favored and got increase because the Lord knew I was going to turn it around and give it back.”
Even as teenager the young Rockefeller took joy in giving. He believed he God-given talent to make money, was obligated to develop it, and was rewarded in doing so. But he believed it was all for the purpose of wise stewardship:
“I remember clearly when the financial plan–if I may call it so–of my life was formed. It was out in Ohio, under the ministration of a dear old minister, who preached, ‘Get money; get it honestly and then give it wisely.’ I wrote that down in a little book.’”
There was no crisis of faith, no double-mindedness, and no wondering whether he was in God’s will or not.
He believed he was given wealth so he could wisely give it away.
But that belief didn’t begin when he was an industrialist. It started when he had low pay, no name, and big dreams.
Christian Millionaires give to God first
In this culture tithing is considered a hoax, a con, and a joke. There is a never ending argument about the merits of tithing: one group for, and another group against.
In Jewish culture though it’s a little different.
In Jewish culture tithing is considered an ancient formula for becoming wealthy. In the Talmud it says:
“Aser bedevil shetisasher” or “Tithe so that you will become rich” (Taanit 9a)
In other words, tithing is a partnership between the giver and God. The giver partners with God in helping the world, God partners with the giver in business affairs.
In fact, when the Bible speaks about the tithe it uses the Hebrew word “maaser”(pronounced mah-as-ayr‘). It’s used 32 times in the Old Testament.
English is read left to right, Hebrew is read right to left.
The Hebrew language is a language of root words. Prefixes and suffixes are added to build on the meaning of the root word.
So in this word the first letter mem (מ) conveys this meaning:
Changing a verb into the noun of that word
For example: adding mem “to preach” (verb) turns it into “preacher” (noun).
Now taking away mem (מ) from “maaser” we’re left with “aser” which means rich.
So another way of interpreting
“The rich is in the tithe.”
Or with “maaser”:
“The one tithing becomes rich.”
But check this out:
There is enough statistical data that proves the correlation between tithing and greater wealth.
Enter Chantel Ray.
Before Chantel was a multi-million dollar real estate entrepreneur, she was a youth pastor making $9/hr.
She was also using credit cards to survive.
After several years of this she was $10,000 in debt and her cards were maxed out.
One day she heard about tithing. Like many of us she said, “Yeah right! I can’t do this right now. Maybe when I start making some money.” But after months of fighting things continued to get worse and she took the leap of faith. Her first tithe check was $30.
The next day she received a refund check of $300.
She continued to tithe…a close family member felt led to pay off her debt.
She continued to tithe…within a few months she got a better paying job.
She continued to tithe, in fact, she increased the amount. She began a new career in real estate, was the best salesperson, and eventually started her own firm.
Now to be clear–I’m not suggesting that if you tithe someone is:
- going to pay off your debt
- a check is coming in the mail
- or you’ll be a millionaire overnight
Not at all.
I AM saying that there is story after story of affluent people who loved God, who testify to the power of tithing and giving. So whether you are a Christian millionaire or just starting out…learn to give now.
3. Want to Be More Effective? Stay in Your “Sphere.”
In 2009, Simon Sinek gave a Ted Talk. It went on to become the third most watched with over 37 million views in 46 languages.
Though primarily speaking to organizations and companies the main focus was:
People don’t care what you do, they care WHY you do it.
His premise was that regular leaders start like this:
- What we do.
- How we do it.
- Why we do it.
While more effective leaders–the kind that change the world–start like this:
- Why we do what we do.
- How we’re going to do what we do.
- What we’re going to do.
The latter speak from a more deeper meaning. They are purpose driven and as a result accomplish more.
What is YOUR Purpose?
Purpose is defined as:
“The object toward which one strives or for which something exists.”
We’re all guided by our perceived purpose. The Bible says,
“The noble hearted man has noble purposes and by these he will be guided.” (Isaiah 32:8 BBE)
What made these Christian millionaires (and billionaires) so powerful was their commitment to their purpose. They understood who they were and who they were not.
Like the Apostle Paul
What made Paul so effective was that he understood his purpose, embraced it, and never strayed from it. He understood his “sphere.” For instance he said:
“We, however, will not boast beyond measure, but within the limits of the sphere which God appointed us—a sphere which especially includes you. For we are not overextending ourselves (as though our authority did not extend to you), for it was to you that we came with the gospel of Christ; not boasting of things beyond measure, that is, in other men’s labors, but having hope, that as your faith is increased, we shall be greatly enlarged by you in our sphere, to preach the gospel in the regions beyond you, and not to boast in another man’s sphere of accomplishment.” (2 Corinthians 10:13-16 NKJV)
That word “sphere” comes from the Greek word “kanon” which means “a boundary or place of activity.”
When we truly understand our purpose we understand our place of activity.
How do we discover our purpose?
In Christ, silly rabbit!
The Bible says:
“It’s in Christ that we find out who we are and what we are living for. Long before we first heard of Christ and got our hopes up, He had His Eye on us, had designs on us for glorious living, part of the overall purpose He is working out in everything and everyone.” (Ephesians 1:11-12 MSG)
Again: we find our greatest fruitfulness, accomplishment, and success in our sphere-in those things that relate to our purpose. It’s when we stray from our “sphere” that trouble begins.
David Green learned that the hard way.
David Green is the founder of Hobby Lobby–a retail company with revenues of $5.0 billion in 2019. Green, himself a billionaire ($6.9 billion net worth), is known for his generosity and stewardship. He did this by sticking to his “why” and glorifying God in business.
But in the 1980’s he got off track.
During the 80’s there was a prolonged oil boom with free flowing cash. With the free-flowing cash people could sell almost anything and make a profit.
According to Green:
“We had become successful through the years as a crafts store. It was what we knew and what people wanted us to be. We should have stayed in our sweet spot. Instead, we got off track. The attraction of bigger profits in a strong economy made us veer into realms we should not have attempted to be in. For example, we started selling expensive luggage, grandfather clocks, ceiling fans, and even signed and numbered lithographs for high prices. We didn’t stop there. We sold gourmet food for a while and even offered a whole line of miniature brass oil rigs.” (Giving it All Away…and Getting it Back Again)
He strayed out of his “sphere,” he just didn’t know it yet. The incoming cash was covering mistakes.
Then came the oil bust of 1985. Money dried up. By the the end of the year, he had lost nearly a million dollars.
Things got even worse:
- Their bank threatened to call their note.
- Suppliers started cutting them off.
- And he didn’t know what to do.
Every day he crawled under his desk crying out to God for help–day after day, week after week, month after month. According to him, God was humbling him and his pride. In time he did get direction. What was the answer?
Go back to your “sphere:”
“I went for lunchtime walks in the park across the street from our offices, pleading with the Lord to give me direction. In time, He did. He helped me see that we had to get to our core business and we had to tighten our belts in every way. We got busy. We found a different lender, worked out deals with our suppliers, and got back to the business we knew best. By the end of 1986, we were out of the red and earning a profit.” (Giving it all Away)
The Lesson: Stay in Your Lane
There is a “sweet spot” you have..whether you know it not. If you know what it is: stay there.
Be fruitful there.
Maximize potential there.
But if you don’t know your lane: Go to God. He knows your strengths better than You do. He created you.
He’ll show you where to go and what to do. Ignore the voices and distractions telling you to go elsewhere. Your success is in your sphere, not someone else’s.
4. Don’t have enough? That’s great! Learn to be INDUSTRIOUS
So you’ve prayed…
…you’ve found your niche…
…but you don’t have enough help, money, time, or etc. Do you just chalk it up?
It’s here where we “grit” it out and make something happen.
“Mike that doesn’t sound very Godly! Aren’t we supposed to ‘wait on the Lord'”?
Yes and no.
There is a time to wait and be spiritual AND there’s another time to be gritty and practical.
Wisdom knows the difference.
Even God knows sometime hard work is more necessary than having a prayer meeting:
“Then the Lord said to Moses, “Quit praying and get the people moving! Forward, march!'” (Exodus 14:15 TLB)
And one characteristic shared between these Christian millionaires (and billionaires) is industriousness.
Paul spoke about it:
“Let the thief steal no more, but rather let him be industrious, making an honest living with his own hands, so that he may be able to give to those in need.” (Ephesians 4:28 AMP)
To be industrious is to be “diligent, hardworking, and to make a way where there is no way.” It’s the ability to take less and do more with it. These Christian millionaires (and billionaires) found a way to make things happen whether they had much or little.
Case in point: Philip Anschutz
Anschutz is a businessman, who according to Forbes, is worth $11.4 billion. But before he operated a myriad of different companies across different industries and before he sought to redeem Hollywood movies to make them more family friendly…he was a struggling businessman trying to make ends meet.
In his mid 20’s he had taken over his father’s–once lucrative–oil drilling business. But by the age of 27 he was basically broke.
Then one morning in 1967 he finally struck gold: a rig supervisor called to tell Anschutz that there had been a big blowout at an exploratory well he was drilling near Gillette, Wyo.
By the time he arrived at the site it was ankle dip in crude oil and the air was thick with natural gas. He got the wells capped, then had the idea to buy up the oil leases before anyone discovered that oil was discovered.
He bought them on credit figuring the banks would lend him what he needed.
By the time he got home he got the news: a huge oil fire in Gillete, Wyo!
He was convinced he was ruined.
Red Adair, the famed oil firefighter, was even reluctant to help:
“Kid, I checked you out, and you don’t check out.”
Anschutz begged…pleaded for help. The firefighter relented. He agreed to put out the fire.
So what now?
His company was on the brink of insolvency…
…he bought an oil field on credit right before it was nearly destroyed…
…and now he didn’t have the money to pay the firefighter who was putting it out.
What would you do?
Most people would have quit, thrown in the towel, and said to themselves: “It must not have been God’s will.”
What do you think Anschutz did?
He got industrious.
Anschutz learned that Universal Studios was doing a movie about Adair. He quickly negotiated a deal with Universal to film the crews fighting his fire for a fee of $100,000–enough to keep him afloat until the banks lent him money to pay for the leases he had bought on credit.
The footage became part of 1968’s Hellfighters, starring John Wayne.
The cash got Anschutz through to the next gusher, and in 1982 he sold his half of the Anschutz Ranch East Field to Mobil for $500 million.
A lot of great things happen to industrious people !
Be industrious or be poverty stricken: you choose.
Jesus, in the Message translation, said:
“Now here’s a surprise: The master praised the crooked manager! And why? Because he knew how to look after himself. Streetwise people are smarter in this regard than law-abiding citizens. They are on constant alert, looking for angles, surviving by their wits. I want you to be smart in the same way—but for what is right—using every adversity to stimulate you to creative survival, to concentrate your attention on the bare essentials, so you’ll live, really live, and not complacently just get by on good behavior.” (Luke 16:8-9 MSG)
It’s not enough to pray, or be a good person; we all have to to use adversity to stimulate us to “creative survival.” We have to learn to think outside the box…and if necessary throw away the box!
To be industrious is to be productive. To be productive is to: produce something useful for the outside world–something that people will pay for.
There is a gift that you have…
…a skill you possess…
…expertise that you’ve acquired…
…that if it was properly marketed would change your life. It could be even as small as a cookie (check out video below):
The late Pastor Myles Munroe when speaking about poverty and unproductivity said this:
His answer was, ‘The poor you always have with you.’ Now when I look at the ‘poor’ there it shocked me. It doesn’t mean ‘those who lacked.’ It means “non-productive ones.’ The first command of God is ‘produce.’ Poverty is when you stop producing…Poverty is a lack of creativity not a lack of resources. There is no crisis except a crisis of creativity. No money has left the planet. No matter what they say around the world. No money went to the moon, no money to mars, its all still here. And it will be attracted to creativity. Because crisis creates creativity and innovation. It is those who are productive who will attract resources.”
But look here:
The Bible says,
“Much food is in the tillage of the poor, but there is that is destroyed for want of judgement.” (Proverbs 13:23 KJV)
On the surface that Scripture doesn’t make any sense.
If it said, “Much food is in the tillage of the rich…” then that’s more understandable. But how could much food be in the tillage of the poor?!
Could it be that the difference between the rich and the poor is that the rich KNOW what they have? Maybe the poor are not as great utilizing natural resources? Or maybe be the rich are just greater at using and multiplying their natural resources?
There is another possible conclusion.
In Ancient Palestine it was a land of small peasant proprietors (or small owners of business), and the institution of the Jubilee was intended to prevent the acquisition of large estates by any Israelite. The result, as intended, was a level of modest prosperity held by everyone.
The word “tillage” is ground worked for the first time. All the abundance the poor man needed was in his ground–not his neighbors. And it was only when he cultivated his ground, his resources, talents, and etc did he find his prosperity.
And so it is today.
Your abundance will not be found in someone else’s field but only in the field God has given you.
Want to be a Christian millionaire (or billionaire)? Good.
Don’t have enough to work with? Even better.
Learn to be industrious now!
5. Want to Read Your Success? Become Financially Literate
Pete Leonard’s love for coffee started when he was 12 years old. It continued till he went to Brazil on a mission trip and had the best coffee he ever tasted. When he ran out of coffee he built a homemade roster and spent Saturday after Saturday practicing the art of making coffee.
Soon he had many unsolicited orders from neighbors wanting his coffee.
And that’s how Second Chance Coffee was born. Later he renamed to I Have a Bean Coffee shop.
But Leonard also saw a social problem: people released from prison are unable to find work and many end of going right back to prison. So Leonard decided that his business would do something about that.
Now I Have a Bean hires ex-offenders to make their coffee. Its a for profit business that is also on a social mission. As great as his mission is and as great as the publicity he shares a pivotal reason for his success: financial literacy.
“Know everything about where your company stands financially at all times. Being great with something you do with passion, and having enough money to get started, is not enough to be sustainable. If you don’t have the skills or knowledge to manage your finances, partner with someone who does. You can’t let an accountant run your business. You need to have a perfect understanding of where your business stands at any time.”
The Bible says,
“Be thou diligent to know the state of thy flocks, and look well to thy herds.” (Proverbs 27:23 KJV)
In an ancient agricultural society flocks and herds constituted wealth. To know the state of your flocks was to know income and expenses constituted from such assets.
The Scripture is basically saying: be aware of all assets, income, and expenses. In other words: be financially knowledgeable and literate.
Financial literacy can be defined as,
“Having the knowledge, skills, and confidence to make responsible financial decisions that suit individual financial situations.”
It is the ability to handle, manage, and multiply money.
These Christian millionaires (and Billionaires) learned the ability to properly handle money. And as a result were given more money to manage. There’s no way around it: if you want more you have to know how to handle less.
Rockefeller: financial fluency personified
When John D. Rockefeller started his career he started as an assistant bookkeeper. This was the foundation for his financial literacy. He saw everything through accounting and was adept managing the numbers and increasing cashflow.
In fact, when he was still a teenager he paid a dime for a small red book, called it Ledger A, and recorded all receipts and expenditures. He tracked everything and was careful not to waste a dime.
The habit of tracking every penny aided him well in his career.
One particular instance is when he inspected a Standard plant in NY that filled and sealed five-gallon tin cans of kerosene for export. After watching a machine solder caps to the cans, he asked the resident expert how many drops of solder was used.
The expert replied, “Forty.”
Rockefeller replied, “Would you mind having some sealed with thirty-eight and let me know?”
When they used thirty-eight drops there was a leak, but not at thirty-nine. So thirty-nine became the standard. It had a tremendous impact. According to Rockefeller,
“That one drop of solder saved $2,500 the first year, but the export business kept on increasing after that and doubled, quadrupled–became immensely greater than it was then; and the saving has gone steadily along, one drop on each can, and has amounted since to many hundreds of thousands of dollars.”
Learning the language of money
The language of money and commerce is simply that: a language.
The good thing about a language is that it can be learned.
No one speaking English instinctively knows Russian, and vice versa. And no one who is instinctively financially illiterate understands terms like these:
- Cash flow
- Free cash flow
Just doesn’t happen.
But to learn the language…
…immerse yourself in the language…
…speak the language…
…make mistakes in the language…
…and so on. That is the path of all Christian millionaires (and Billionaires).
And it is a very profitable path to be on.
6. Want to Attract Success? Learn How to Sell.
Henry Parsons Crowell was the founder of Quaker Oats, was a Christian millionaire, and was regarded as a very respectable businessman.
But beyond his religious conviction what made him special was his ability to market and sell.
After purchasing his first farm in Iowa, he flipped the farm, and put the profits into a larger tract of land in South Dakota. He didn’t have all the money, was introduced to a banker, and the banker was so impressed with him he decided to lend him the money.
Through the advice of that banker he decided not to grow wheat like everyone else but breed horses. He had 300 horses shipped in box cars. Then to market his new venture he had the box cars transporting the horses covered in advertising.
It was a hit!
It was the talk of farmers across three states!
A businessman heard about it and bought the business in very short order. It was marketing/sales genius like this that aided him well in his career:
Oats were sold in big boxes or barrels, were set on the floor, and attracted insects and vermin. He saw oats being in pre-packaged sanitary boxes on store shelves. It worked. Demand for the oats soared!
During the Depression of 1893 while other firms were cutting back he made bold in investments in advertisement, and promoted Quaker Oats as “The World’s Breakfast.”
He pioneered the use of celebrity endorsements.
He invented contests with prizes for mailing in the top of the box. While other companies used sales people to convince owners on why their product should be stocked, he bypassed them and went straight to consumers. He sold consumers on why families should eat it, how nutritious it was, and why their children would love it. Demand again soared!
Crowell knew how to sell.
Whether it was in business, or selling business associates on the benefits of a relationship with Christ, he did with it with extra attention and care.
What does the Bible say about Salesmanship?
All Christian millionaires have this skill (innate or acquired) of salesmanship.
But let’s deal with the definition of a salesman. I define selling as: “Persuading someone to take advantage of an idea, concept, product, or service that is in their best interest.”
Nothing more, nothing less. A true salesperson is a servant first.
Peter and John spoke boldly in the presence of the religious leaders. That boldness was based on conviction in what they believed. True salespeople are convinced of the reliability of their product and service, and that confidence spoke volumes.
The Bible itself goes into great detail about it. Here are the 3 main things we can learn:
1) Be sold yourself
To sell something effectively you have to be sold on it yourself. How can you sell something you truly don’t believe in?
The apostle Paul had numerous hardships in being a messenger of Christ. He faced persecution, ridicule, scorn, beatings, imprisonment, and etc. But in spite of all the hardship he still wrote:
But we continue to preach because we have the same kind of faith the psalmist had when he said, ‘I believed in God, so I spoke.’ We know that God, Who raised the Lord Jesus, will also raise us with Jesus and present us to himself together with you. – 2 Corinthians 4:13-14 (NLT)
In other words, “I so believe in what I’m selling that I’m willing to endure this kind of rejection. Because what I’m offering will benefit the world!”
2) SALES=The Transfer of Enthusiasm
Enthusiasm is essential to sales.
If you’re not fired up about what you’re offering, why should your prospect be?
The word itself is Greek in origin; and it means “inspiration or possession of God or a god.”
When the early Christians saw someone convert to Christianity they had no word to describe the overwhelming joy that followed, so they created a word out of two words: “En” and “Theos” which together mean “God within.” In other words, “it means to be so inspired it’s like God Himself dwells within.”
The last four letters of the word IASM are used as an acronym:
That kind of enthusiasm comes with a GREAT PRODUCT (OR SERVICE) that you’re sold on yourself!
If you’re currently selling something you’re not completely sold on do one of two things:
(1) Resell yourself on its merits OR
(2) Stop selling it!
3) Sell yourself
The Bible says,
“He who wins souls is wise” – Proverbs 11:30 (NKJV).
This is sooo critical in selling.
If your prospect is not sold on you they will not be sold on your product or service. The worst thing to do is try to win the sale without winning the soul.
To win a soul is to win the prospect’s trust and friendship—through genuine relationship building.
Why? Because every message is ALWAYS filtered through the messenger. And if people don’t trust the messenger, how can they trust her message or product?
Again: win the soul before you try to win the sale.
Want to be a Christian millionaire? Great!
Want to attract success? Good!
Learn the art of salesmanship now!
7. Want to Guarantee Success? Never Give Up.
Strive Masiyiwa is Zimbabwe’s first billionaire. The London based Zimbabwean businessman has various international holdings and a networth of $1.9 billion. He is a devout Christian respected for his social conscience, philanthropy, and mentorship of other budding entrepreneurs.
But before the accolades, recognition, and respect he was an idealist fighting a very uphill battle. His opponent: a corrupt Zimbabwean government.
He was born in Zimbabwe in 1961. When he was 7, Masiyiwa’s family fled the country as the government began to crumble. By the time he was 12 his family–entrepreneurs with interest in retail sales, small-scale farming, and transportation–sent him to Scotland for his education.
When he graduated in 1978, he traveled back to Zimbabwe intending to join the anti-guerilla forces there. According to him:
“One of the senior officials told me ‘Look, we’re about to win anyway, and what we really need is people like you to help rebuild the country’”
He took the advice.
He went back to school in Britain, earned a degree in Electrical and Electronic engineering. He returned to Zimbabwe in 1984, hoping to aid the country’s recovery after its war of independence.
He soon joined the Zimbabwe Posts and Telecommunications Corporation (ZPTC), the state-owned telephone company, as a senior engineer. He was soon promoted to principal engineer but soon left to start his own electrical contracting firm named Retrofit Engineering.
In four years it became a multimillion dollar, national company, with close to 500 employees.
But soon he noticed a problem…and an opportunity.
Masiyiwa recognized the potential for wireless telephones. The reasons were many:
The region had only two fixed-line telephones for every hundred people
Wireless networks would be quicker and less expensive to build than land based networks
Wireless telephone services would also be less vulnerable than traditional landlines to the theft of copper wire for resale.
He went to ZPTC about forming a mobile telephone network in Zimbabwe, they weren’t interested saying the mobile phone had no future in the country.
But another reason was: the government was corrupt. Under Robert Mugabe, the government didn’t want private citizens to have access to private communication.
Nothing great happens without persistence. It is the the most crucial ingredient and one shared most by Christian millionaires.
So here’s the dilemna:
Masiyiwa had the right to start a mobile company. Under the “Freedom of Expression” provision in the African constitution every person had to receive and impart information without hindrance. However, if he proceeded, the government threatened to prosecute him. In addition to that, the government was his company’s biggest client and they would sever all contracts with the firm–which would be disastrous financially.
He decided to move forward.
When asked by his wife, Tsitsi, how long he thought it would take to win he told her:
“Honey, don’t worry. Three to four months it’ll all be done.”
It took nearly 5 years.
The decision had disastrous consequences:
The government did call off their contracts–within months he could hardly pay salaries.
He had to sell off company assets to finance the legal battles against the government.
Before long funds had dried and according to Tsitsi they were so broke they couldn’t afford to give visitors tea.
It was a true wilderness journey.
But by December 1997 the Zimbabwean Supreme Court awarded Masiyiwa’s company–Econet–a license to set up a mobile telecoms company in Zimbabwe. The Court ruled that the government’s monopoly on telecommunications was in violation for freedom of communication.
Econet launched its services in Zimbabwe in 1998 and within a few months Econet became the leading mobile telecoms company in the country!
Nothing is Accomplished Without Persistence.
Bud Paxson–the founder of the Home Shopping Network–shared this with audiences:
“I’m going to let you decide whether or not I’m a great entrepreneur. I’ve started twenty-five businesses that I had to shut down because they didn’t make enough money. I’ve had fifteen businesses that I sold for enough to make a little profit and cover the twenty-five unsuccessful efforts. And I’ve had two very big winners. Now you tell me me, how successful am I?”
Often success is nothing more than a refusal to give up.
The most important component of these Christian millionaires was that: a never say die attitude.
Even God values persistence.
When Jesus spoke about prayer He said:
“So I say to you, Ask and keep on asking and it shall be given you; seek and keep on seeking and you shall find; knock and keep on knocking and the door shall be opened to you. For everyone who asks and keeps on asking receives; and he who seeks and keeps on seeking finds; and to him who knocks and keeps on knocking, the door shall be opened.” (Luke 11:9-10 AMP)
In other words, God said, ‘Anything you want has to be gotten with persistence.’
Nothing great is ever achieved without it. Nothing great has ever come by giving up.
Do. Not. Quit
8. Want to Multiply Success? Have More Than One Stream of Income.
John D. Rockefeller knew from early on that money was important. But he also knew he wanted to be the master of money– not its servant.
By the time he was 12 he had saved $50, about $1400 in today’s money. He then loaned a farmer the $50 at 7% interest. At the end of the year he collected $3.50 with absolutely no work.
The impression was gaining ground with me that it was a good thing to let the money be my slave and not make myself a slave to money.John D. Rockefeller
When Jesus spoke about good stewardship it wasn’t just about handling money…it was about multiplying money:
For the kingdom of heaven is as a man travelling into a far country who called his own servants, and delivered unto them his goods. And unto one he gave five talents, to another two, and to another one; to every man according to his several ability; and straightway took his journey. Then he that had received the five talents went and traded with the same, and made them other five talents. And likewise he that had received two, he also gained other two. But he that had received one went and digged in the earth, and hid his lord’s money.”Matthew 25:14-18 KJV
Another translations puts verse 16 like this:
The servant who had received five talents went and put them to work, and gained five more.Matthew 25:16 Berean Bible Study
Jesus also said:
And he called his ten servants, and delivered them ten pounds, and said unto them, ‘Occupy till I come.’”Luke 19:13 KJV
That Greek word “occupy” has different meanings:
- “Gain by business trading.”
- “Busily engaged in making trades.”
- “Increase by trading.”
Christian millionaires understand the importance of putting money to work. BUT, they also understand the importance of having different sources “working” for them.
Bishop T.D Jakes understands the power of different income streams. He spoke about his ability to maximize his streams:
Years ago, God dropped an idea for a women’s Bible class in my heart. That idea grew and became a book, a conference, a play, and a music CD. God gave me the ability to take that idea and package it to reach a much larger audience than it would have reached if it had remained just a Bible class…I am very blessed. I have my ministry, which is my passion, and I have business success which is the result of my creativity and the source of my financial success.The Great investment: faith, family, and finance
He further repeated his role of businessman in an interview with CNN:
…most people who are familiar with me know that I own several companies on my own, and I have been very, very successful as a writer, and yet I’ve been true to ministry and calling…I own three companies. I’ve got a production company. And entrepreneurial pursuits are very, very important to me, to my culture, to my family, to my community, and yet, I’m still a preacher.
Whether it be real estate, books, courses, dividends, or etc you CANNOT rely on one source of income.
Begin today to build new “streams.”
9. Don’t Want to Hinder Success? Learn to Forgive Now!
Tyler Perry is a media mogul.
To become that he had to overcome failure, abuse, homelessness, and his own self doubt. From 1992 to 1998 he struggled to get his play “I Know I’ve Been Changed” off the ground.
His play was about surviving childhood abuse and forgiving the abuser. But Perry had yet to forgive his childhood abuser: his father.
In 1998 he finally did what he urged his audiences to do. It was during a heated conversation that everything spilled out and at the end of it Perry said, “I forgive you.”
To this day he believes that when he forgave his father the Lord blessed the play. In his words:
Maybe I visited the right churches, maybe I finally got the word out. But until I die, I’ll believe that when I finally forgave my father, the Lord blessed the play.Tyler Perry
Unforgiveness: YOUR Barrier to Success
There are certain things that “tie” the Hands of God. One example is mistreating a spouse. Peter said:
Husbands, likewise, dwell with them with understanding, giving honor to the wife, as to the weaker vessel, and as being heirs together of the grace of life, that your prayers may not be hindered.”1 Peter 3:7 NKJV
That term “not be hindered” is the Greek word “enkoptesthai.” It is formed from two words “en” (in) and “kopto” (to cut). So it literally means “to cut into,” “to interrupt,” “to hinder.”
The term means to stop someone by literally breaking up the road they’re traveling on. It also meant to detain someone unnecessarily.
When we mistreat our spouses we cut into the Help we get from God. And we detain our progress unnecessarily. And since the premier habit of Christian millionaires and billionaires is seeking God first…we wouldn’t want anything to hinder that.
The same way mistreating our spouse ties the Hands of God so does unforgiveness. Jesus minced no words:
For if you forgive men their trespasses, your heavenly Father will also forgive you. But if you don’t forgive men their trespasses, neither will your Father forgive your trespasses.Matthew 6:14-15 NKJV
That word “forgive” in the Greek means to “send forth, send away.” It literally means to send forth or send away the offense.
Jesus said it plainly: if we don’t send forth offenses, God won’t send forth our offenses.
And at the end of the day unforgiveness will kill you!
Repeat after me: IT. IS. NOT. WORTH. IT!!
Now It’s Your Turn
That’s all for my guide to the 9 habits of Christian millionaires (and billionaires).
Now I’d like to hear from you:
What tip from this guide do you want to try out first?
Are you going to focus on creating new streams of income?
Is there someone you need to forgive?
Either way, let me know by leaving a comment.